Ops Notes

How to Achieve FIRE with the Six Jars System (Plus Our New Smart Tool)

On the path to Financial Independence, Retire Early (FIRE), it’s not just about how much you make, but how much you keep and put to work.

Today, we are introducing a brilliantly simple and highly effective money management system used by millionaires worldwide: T. Harv Eker’s Six Jars System.

To help you put this theory into practice flawlessly every month, we are thrilled to announce the release of our exclusive, minimalist, and privacy-focused tool: the Six Jars FIRE App!

What is the Six Jars System?

In Secrets of the Millionaire Mind, T. Harv Eker suggests dividing your income into six distinct accounts (or “jars”):

  1. Necessities (NEC) - 55%: For everyday expenses like rent, food, and bills.
  2. Financial Freedom (FFA) - 10%: The golden goose! This money is strictly for buying income-generating assets (stocks, funds). Never spend it!
  3. Long-term Savings (LTSS) - 10%: For future big purchases like a car, home down payment, or vacations.
  4. Education (EDU) - 10%: Invest in your greatest asset—your brain. Buy books, courses, or coaching.
  5. Play (PLAY) - 10%: You MUST spend this every month! Go to a fancy restaurant, get a massage, treat yourself.
  6. Give (GIVE) - 5%: For charity or gifts to friends and family.

Why do people fail at this?

Many try the Six Jars system but eventually give up. Why? Because calculating percentages, fetching live exchange rates, and figuring out exactly how many shares to buy every single month is a hassle!

That’s why we built the Six Jars FIRE App.

Six Jars FIRE App Preview

🌟 Core Features:

  • One-Click Allocation: Just enter your monthly income, and it instantly allocates funds to all six jars.
  • Action Engine: It automatically fetches live stock prices (e.g., S&P 500 CSPX.L) and live FX rates, calculating exactly how many shares you should buy with your FFA funds this month, and how much cash is left over.
  • Privacy First: No database. Your financial data is wiped the second you refresh the page.
  • PDF Export: Generate a beautiful monthly investment report with one click for your records.

Get the Six Jars FIRE App

To ensure continuous maintenance and an ad-free experience, we’ve listed the tool on Gumroad. Pay once, use forever!

👉 Click here to get it on Gumroad and unlock your access

After purchase, you will receive a secure document containing the exclusive app link (six-jars-app.smartinfralog.com) and your secret access password.